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2025 401k Limits Married Filing Jointly Over 65. If you're married, filing jointly or separately, the extra standard deduction amount was $1,500 per qualifying individual. 401(k) contribution limits for 2025 the 401(k) contribution limit for 2025 is $23,500 for employee salary deferrals, and $70,000 for the combined employee and employer.


2025 401k Limits Married Filing Jointly Over 65

In 2025, income limits are $79,000 for married couples filing jointly in 2025, up from $76,500 in 2024. Here are the new income limits for traditional ira contributions:

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